The primary goal of the SCRA is to help active-duty personnel and their families meet legal and financial obligations, and protect their rights while protecting our country. The SCRA prevents service members from being sued during active military service and for most, the protections begin the day they enter active duty (or in the case of reservists, upon the receipt of certain military orders). Eligible active-duty service members include all Army, Air Force, Coast Guard, Marine Corps, Navy, and Reserves.
The SCRA protects eligible military service members by:
- Reducing the interest rate on any pre-service loans to a maximum of 6 percent.
- Protecting against default judgments in civil cases.
- Protecting against foreclosure on their home.
- Protecting against repossession of their property.
- Terminating residential housing and automobile leases without penalty.
How Spire Helps Veterans
Spire Recovery Solutions has an automated, reliable SCRA Compliance Scrub solution through which we process data from the Department of Defense database, easily identifying those who qualify for SCRA protection. We make sure that collection activities comply with the established guidelines and that our Nation’s active-duty service members are protected.
The War At Home
Spire’s support doesn’t end at the active-duty list. Spire continues to support dozens of charities focused on the mental, physical, and emotional well-being of those who served our country. Spire Recovery Solutions has supported the All Secure Foundation for Military Suicide Prevention & PTS Recovery, the LT. Michael P. Murphy Memorial Scholarship Foundation, FeedMore WNY, and many more.
Our company culture is grounded in the U.S. Army’s core values of loyalty, duty, respect, selfless service, honor, integrity, and personal courage. Spire Recovery Solutions provides compassionate interactions and convenient options for consumers and service members.
Spire is a member of the Receivables Management Association International (RMAI) and ACA International. Our team is actively involved in industry events, educational opportunities, and advocacy efforts and stays at the forefront of industry changes and trends to ensure high-quality, compliant services. We are proud to be an RMAI Certified Receivables Business, a demonstration of our commitment to operating with best practices and high standards as we serve consumers and clients.
Learn More Online
To learn more about how Spire Recovery Solutions can help you and your family, visit our website or call a member of our team at (844) 978-0072. We are committed to helping consumers both in the military and out achieve financial wellness.
About Spire Recovery Solutions
Spire Recovery Solutions, LLC was founded by U.S. Veterans Joseph Torriere and Jacob Torriere. Spire is located in Lockport, NY, is a professional, nationally licensed full-service debt collection agency that assists creditors in the recovery of outstanding balances while providing consumers with exceptional customer service. Spire Recovery Solutions uses customized processes and state-of-the-art technology to provide transparency and compliance that clients and consumers trust and rely on while working together toward account resolution.